Valuable employer contributions encourage people to stay
More people in the UK are saving towards retirement than ever before, according to data from the Office for National Statistics (ONS), with numbers boosted thanks to the Government’s auto-enrolment scheme.
The onwards march of ‘pretirement’ – where people scale back on work or slow their retirement plans down rather than giving up entirely – is continuing, with half (50%) of those retiring this year considering working past State Pension age.
The rules around pensions are continuously changing. To make the most of your retirement, it’s essential to receive regular professional financial advice on how to build up and invest your pension effectively.
Financial worries don’t just affect our waking hours
Financial fears are creeping into sleeping hours, as new research shows money worries are a top cause of nightmares.
Our dreams are how we naturally make sense of all the information and experiences that we unconsciously absorb every day. They are not just some random occurrence but actually a deliberate process, enabling us to draw on our past experiences and then use them to make the most of future possibilities. Dreams provide us with meaningful insights into specific challenges that we may be encountering in our day-to-day lives.
For many, the idea of retirement means getting away from the stresses of everyday life. But with living costs rising and interest rates low, people need to think about how to generate extra income from their savings in retirement. Pensions offer a number of important advantages that will make your savings grow more rapidly than might otherwise be the case. However, changes announced in April 2015 have lead to a complete shake-up of the UK’s pensions system, giving people much more control over their pension savings than ever before.
Impact investing without sacrificing returns or profits
For those looking to make the world a better place, but not wanting to sacrifice returns or profits, impact investing aims to support a positive social or environmental impact as well as looking to achieve compelling financial returns at the heart of sustainable investing.
Duncan has been involved in the financial industry for 37 years, initially as a Superintendent at Prudential, and then as an Independent Financial Adviser for Townends Financial Consultants. Overseeing a management buy-out of the firm in August 1998, Duncan became a Director whilst maintaining his advisory duties.
For the last 20 years, Duncan has managed customers’ pension and investment portfolios, resulting in good, solid capital growth for all whilst enhancing his reputation for getting the job done right. Consequently, the firm’s business has increased by market share and volume.
Duncan’s firm and ours are like-minded with a similar outreach, making the acquisition a great fit for our new MoneyWeb clients.
For further information, please contact MoneyWeb on 01723 378234 or email email@example.com – we look forward to hearing from you.
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